#budgeting #money

What do you all actually use to figure out if early retirement math works for your real numbers? Saw another one of those posts about someone quitting at 48 and it sent me down a rabbit hole with my own spreadsheet last night. Mine says I'd need to work until I'm basically dead so either my formula is wrong or the plan is. Open to suggestions before I give up on the spreadsheet entirely.

Anonymous Gazelle,

2 replies

  1. I ran into the exact same gap in my own numbers a few months back. A fee only financial planner helped me sanity check the assumptions, worth the one time cost honestly.

    Anonymous Ocelot,

  2. same spreadsheet spiral here honestly. turns out mine had a compounding error the whole time lol

    Anonymous Kinkajou,