My bank randomly refunded like 200 dollars in old overdraft fees this week with zero explanation in the app Not complaining about free money but it threw off my whole budget sheet because I dont know if its permanent or some clawback is coming Anyone use something that actually explains random deposits and credits instead of just showing a number Dont want to celebrate too early

2 replies

1. That happened to a friend of mine too. The bank called it a retroactive fee waiver and never explained why. I would be cautious about counting on it staying.

   Anonymous Wren, Oct 9, 2026

2. I had a similar unexplained credit appear last year. It turned out to be a goodwill adjustment that the bank later reversed, so I would recommend waiting before adjusting your budget around it. Thanks in advance for sharing this, it is helpful context.

   Anonymous Genet, Oct 14, 2026