#healthcare #insurance #finance

Finally called the insurance company back about the deductible thing from my son's stitches. Spent forty five minutes explaining that no, I did not understand at open enrollment that the facility tier changed, and no, nobody sent anything that said the words 'twice as much' anywhere in it.

The rep was nice about it honestly. She just kept saying this is how the new plan structure works now and there's nothing retroactive she can do. So that's that, I guess.

My coworker on the old plan is still paying less for more coverage somehow, same open enrollment, same company, different form she filled out apparently. I want to actually compare what we're both paying against what similar plans cost elsewhere before enrollment rolls around again, instead of trusting whatever packet HR hands us. Anyone know of something that does real side by side plan comparisons instead of the vague brochure stuff?

Anonymous Quokka,

2 replies

  1. Same thing happened to us this year Our deductible basically doubled and nobody at HR mentioned it till I called confused why my sons visit cost so much Its wild how different two people on paper same company same job title end up paying

    Anonymous Cheetah,

  2. This happened to my parents too. Nobody explains the tiers until you need them.

    Anonymous Leopard,