#budgeting #money

maybe im overthinking this but my freelance income has swung so much the last few months that i genuinely cant tell if im behind on savings or just having a slow quarter... one month covers everything with room to spare and the next im shuffling money between accounts just to cover rent. tried a regular budgeting app for a while but it assumes a steady paycheck every two weeks which isnt my life at all. anyone found a budgeting setup built around income that moves around like this? open to suggestions.

Anonymous Quoll,

2 replies

  1. ngl irregular income budgeting is its own skill tbh, took me like a year to stop panicking every slow month

    Anonymous Okapi,

  2. I had the same issue as a contractor. I eventually started setting aside a fixed percentage of each payment into a separate account regardless of the amount, which helped smooth things out somewhat.

    Anonymous Tarsier,