High deductible health plans cost more than no insurance
Employees with high-deductible plans find premiums exceed expected costs, making coverage feel pointless
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What people say
- My company moved everyone to a new 'flexible' health plan this year that technically costs less in premiums. Then my son needed stitches last month and I found out the actual deductible more than doubles what I was paying before, buried in a document nobody walked us through at open enrollment. My coworker on the old grandfathered plan pays almost the same premium and has half my deductible. We do…
- Technically full time. Technically eligible for benefits. The deductible on the plan they offer is higher than what I'd pay just going without insurance and gambling. So that's the choice. Love being technically covered.