Hidden credit card fees are hard to spot in statements
People feel anxious because they can't easily detect excessive or hidden credit card fees, leading to wasted time and fear of overpaying.
12 voices
What people say
- Found out theres a lawsuit about credit card fees being way higher than they should be and now Im paranoid every statement Im getting has stuff buried in it Im not catching Spent an hour going through three months of statements last night and still not sure I found everything I dont want to keep squinting at a PDF at midnight hoping I catch it by eye Anyone know an app that actually flags weird…
- Insurance denied a specialist visit as "not medically necessary," even though my own doctor sent the referral. The appeal process is spread across five different PDFs on their portal, and they don't even match each other. Has anyone found something that walks you through an appeal step by step? I'm just guessing what paperwork they want next.
- ER visit turned into a $2600 bill even with insurance and I genuinely dont know where to start pushing back. Is there an actual service that negotiates these down for you or am I on my own making phone calls all week
- Insurance denied a follow up scan because the first scan was "inconclusive." Which is, and I cannot stress this enough, the reason we needed a follow up scan.
- Spent four hours in urgent care for a kidney stone and the bill came to almost $4,500 after insurance. Is there anyone I can even call about this, or do I just have to accept it?
- Insurance denied my claim for a scan my doctor ordered. Said it wasn't "medically necessary." MY DOCTOR ORDERED IT. Who do these people think they are?
- wisdom teeth came out last week and the surgery center billed me separately from the surgeon and the anesthesiologist, three different bills for one hour. is this normal or did i get scammed somehow
- Has anyone actually managed to negotiate an ER bill down? Went in for what turned out to be a bad stomach bug, in and out in under two hours, and the bill was almost $3,000 after insurance.
- Got a $200 charge for a "wellness consultation" that lasted 4 minutes and was basically my doctor saying I looked fine. Insurance didn't cover it. I'm not even mad. Just tired.
- ER bill came. I had insurance. $900. Something is broken and it's not just me.
- My insurance denied coverage for an MRI my doctor ordered after months of chronic back pain. They called it not medically necessary. I appealed and they denied again. I cannot afford $1,800 out of pocket. Is there any real recourse here beyond giving up? I feel like the system is designed to make you stop trying.
- Got a $1,400 bill for a 20-minute urgent care visit. I have insurance. 🤯 The explanation of benefits makes no sense and every time I call to dispute it I get transferred and put on hold. The system is designed to make you give up and just pay.